Credit problem NCO/Fin ? Need more info?

I was using that free credit check and it said I had a NCO FIn/27 of about 100 dollars. The quesiton I have is how do I

a) Find out what the debt was for

b) How to get into touch with them?

I tried to google it and i%26#039;ve only found sites that complain about how agressive they are. I%26#039;ve never even heard of them or from them so I%26quot;m not sure where to start.

Anyone know what or who they are and what can I do?

Credit problem NCO/Fin ? Need more info?

Here%26#039;s there contact information:

NCO Financial Systems, Inc.

507 Prudential Road

Horsham, PA 19044

(800) 220-2274

(215) 441-3000

http://www.ncogroup.com/contact/debtor

But before you contact them, what you should do is send them a debt verification letter. I posted a link that explains this more in detail.

http://www.creditinfocenter.com/rebuild/...

This will help you and give you an idea on

1. Whether the debt you owe is even yours.

2. And how to approach it.

Here%26#039;s some more links that explain how to negotiate debt:

Credit problem NCO/Fin ? Need more info?

NCO Financial Systems, Inc.

507 Prudential Road

Horsham, PA 19044

(800) 220-2274

(215) 441-3000

(800) 550-9619 閳?Consumer Hotline

(866) 269-8669 閳?Consumer Hotline Fax

Credit problem NCO/Fin ? Need more info?

1. All collection agencies are aggressive. You would be too if someone owed you money for years. Youll never read an article saying %26quot;so and so called me and was really nice about asking me to pay them something ive owed for 3 years%26quot;...which explains the amount of complaints...Collections is not customer service. Now....

NCO is a collection agency, and a reputable one at that, they collect on all sorts of debt. 100 bucks? Might be an old utility bill.

Offer them 70 bucks. Get a settlement offer in writing. Ask them if they%26#039;d be willing to offer you a deletion. chances are if they are working contengency (placement paper) they wont delete, and youll have pay them, but ask the original creditor for a delition, which in more chances than not, get rejected. If they purchased the debt, and own it, Im sure they%26#039;d be willing to offer a deletion.