Thursday, June 17, 2010

H&R Block Emerald Advance Line of Credit Qualifications??

Im interested in doing the H%26amp;R Block Emerald Advance Line of Credit, and am wondering what the qualifications are to receive it?? All H%26amp;R Block%26#039;s website says is that you have to have filed your return with them for the 2005 or 2006 tax season, but doesn%26#039;t list any other specific qualifications. It says no credit check so what exactly do they base their decision on? We have filed every year with H%26amp;R Block since 1999 %26amp; have an Emerald card from last year%26#039;s tax return. Thanks in advance for your help!

H%26amp;R Block Emerald Advance Line of Credit Qualifications??

for the emerald advance there are three basic requirements-you have to have done you taxes with hr block before, you have to have a current paystub or w2 (also a picture ID, but that%26#039;s a given), and owe no debt to hr block (also a given)

for the income requirements-must have 10,000.00 (or more) in yearly income, plus be expecting a 1000.00 refund.

good things about the loan-it is actually a line of credit which you can use again and again without paying renewal fees.

it comes with on a card which you can use if you want to as a checking acct.(direct deposit available)

bad things- a line of credit is still a loan, and I have no word on the interest rate(I%26#039;m quoted 9-36 percent.). also the card has all sorts of rules-if you follow the rules you%26#039;re gold, but if you don%26#039;t they%26#039;ll stick ya- you know %26quot;terms and conditions%26quot; apply etc.

It looks like it could be a good product, if you use it wisely.

H%26amp;R Block Emerald Advance Line of Credit Qualifications??

Chances are, you are eligible, I mean, if you have already used there emerald advance before.

H%26amp;R Block Emerald Advance Line of Credit Qualifications??

since u used them since 1999, that pretty much qualifies u there. also, they will want ur last paystub of the year. they will use that to guestimate how much u will get back in ur federal refund. however, the line of credit is due to be paid no matter what. it just kinda gives them reassurance that u will get back at least that much in your tax return so they know u can pay it off.

H%26amp;R Block Emerald Advance Line of Credit Qualifications??

You need a pay stub showing over $10,000 income for the year, current picture ID and a estimated refund of at least $1000.

I understand as of yesterday they have changed the requirement of being a client in one of last two years to being a client in the last 4 years.

If you are married each spouse can apply for the LOC even if only one has income.

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