Wednesday, October 28, 2009

Does anyone know of a car dealership that doesn't do credit checks that has nice cars?

I am in Phoenix, Az and I need a new car. The only thing is, I have not so good credit. My credit is not %26quot;I need to file bankruptcy bad%26quot;, but it is %26quot;I can%26#039;t get a car without a co-signer%26quot; bad. I don%26#039;t have anyone to co-sign and I need a new car. I don%26#039;t want to go to a big dealership and have them run my credit making my credit score go any lower than it is.... Please help!!



Does anyone know of a car dealership that doesn%26#039;t do credit checks that has nice cars?

Well if you pay cash for a car there is no reason for anyone to run your cfedit. If you are financing through a dealer or bank then you%26#039;re credit is going to be checked..there%26#039;s no way around it. If it%26#039;s that bad and you have no co-signer then if you do get a loan (which is doubtful) you%26#039;ll be paying a very high interest rate (probably around 20%). If you%26#039;re willing to pay that, that%26#039;s your choice, but I would save money and pay cash for a decent used car. Get your scores up and in a year or two you%26#039;ll be able to get a decent interest rate and get the car you want.



Does anyone know of a car dealership that doesn%26#039;t do credit checks that has nice cars?

go to BarNone.



www.barnone.com



they will send you to a dealership that can help you



Does anyone know of a car dealership that doesn%26#039;t do credit checks that has nice cars?

.....with very high interest rates? Yes, but you won%26#039;t like them.



Does anyone know of a car dealership that doesn%26#039;t do credit checks that has nice cars?

It sounds like you should buy a cheap car that you can pay cash for. I would finance with credit like that. You could get a cheap/good car (old honda) for around $1000. If you finance, you will lose so much more money due to APR. Just till you get you%26#039;re self back into a decent credit rating. Just have your friends drive you around when you are %26quot;hanging out%26quot;. Also, Did you know it take 7 years for your credit to go back to normal if you file bankruptcy. If you just call one a credit adjuster, you%26#039;ll probably be able to fix it faster then that.



Hope this helps - Matt



Does anyone know of a car dealership that doesn%26#039;t do credit checks that has nice cars?

Nobody is going to write you a loan without checking your credit score first. It ain%26#039;t going to happen.



If your credit is bad, save some money and pay cash for a car.



Do NOT go to a buy here, pay here lot or one of those high interest predatory loan companies that will take advantage of you. You%26#039;ll get a crap car, pay too much for it and have lousy loan terms to go along with it.



Do not go further in debt if your credit is already in bad shape. Do the smart thing. Save money. Use cash. Buy a car with real money. Fix your credit situation, then go find a nicer car after your credit score has been repaired.



Stop the cycle.

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