How can our family get into a new place with past bad credit (Oregon)?

My husband, my two small sons, and i are in desperate need of a new home. We have the money to pay for rent and deposits, but we cannot pass a credit check, due to a past bad relationship. We are currently living with some friends, whom are about to have another child, and they need us to be out 7/1. What options are out there, that i could try within our time frame? Help!

How can our family get into a new place with past bad credit (Oregon)?

I worked in property management for 4 years. Avoid large complexes as they run credit checks. Smaller complexes and private parties rarely do. If you have someone who will co-sign for you, some landlords will accept that with bad credit/bad rental history. Also, when filling out a credit check, explain the past situation and some landlords will work with you. Either an extra deposit or increased rent amount to insure that you will pay all monies on time and keep the property in good shape. Make sure that it is all in writing for your own safety.

Also, contact the three credit bureaus and find out what is listed on your credit report to make sure it is accurate. If there is incorrect information, you can have them make notations on your report to show any repayments or such that you have made. You are also legally entitled to write a letter of explanation for any and all credit problems you have had in the past. This way, when prospective landlords run your credit check, they will find explanations as well as problems with your credit.

Good luck!

How can our family get into a new place with past bad credit (Oregon)?

look for privately owned apartment buildings. u have a better chance. have ur friends write a letter stating utime of residency and if u have paid on time, if u get denied offer to pay an additional months security as a substitute of bad credit. usually people will give u abrek if u have good tenant verification letter and can pay extra security. good luck!

How can our family get into a new place with past bad credit (Oregon)?

Look in the local paper for homes for rent. When you call on the place tell them you have bad credit and why. Give previous landlords and employers ect as references. Some landlords will understand. I rented to a couple that had bad credit from divorces. They%26#039;ve been great renters.

How can our family get into a new place with past bad credit (Oregon)?

In Oregon you could be in trouble, there have been far more foreclosures and defaults in that state than any other over the past 10 years. You should look for someone who owns an older home in a trailer park, offer double the normal deposit, and have letters of reference from your employer(s) in hand when you meet them for the first time.

How can our family get into a new place with past bad credit (Oregon)?

Don%26#039;t lose hope if you%26#039;re looking to buy a home. There are so many different ways to fund a home now, just about anyone with any kind of credit can get into a home, regardless of credit situation.

Of course, some will cost you more money in the long run, but a home it%26#039;s still one of the best investments that you can make, so, in many cases, it%26#039;s worth it, especially for the first year of ownership.

You should shop around, and ask different lenders what kind of programs they have, and if they can help. Try to find a lender that specializes in bad credit mortgages. You can find some bad credit mortgage lenders listed on this page on and off:

http://www.axalda.info/bad-credit-mortga...

How can our family get into a new place with past bad credit (Oregon)?

One of the fastest ways to get cash with bad credit, and little hassle, would be with a payday loan. Yes they have terrible interest rates but they are taking a risk. This site offers more details about the payday loans as well as various sites offering the loans, many without even a credit check. Do your homework. Best starting point is here:

http://loan.deal4-you.com

Good luck.