I really need a laptop for school but have horrible credit. any ideas?

i finally went back to school and i really need a lap top for my classes but i really messed my credit up bad when i was younger. i was wondering if there are any student loans or what not that do not perform a credit check?

I really need a laptop for school but have horrible credit. any ideas?

Depending on the amount of financial aid (grants, scholarships, or student loans) you have been granted and the cost of your tuition, you could use any of the excess funds to purchase your laptop. That%26#039;s what I did when my Stafford loans were released after the start of the fall semester.

As far as student loans that do not perform credit checks, you can apply for the Stafford loans - subsidized and/or unsubsidized. For both loans, the payments are deferred until 6 months after you graduate, and the only difference is that the subsidized loans do not accrue interest while you are in school and the unsubsidized loans acrrue interest from the day the loan is disbursed. The current interest rate on the loans is fixed at 6.8% ... If your credit is messed up, these are the best loans to get b/c credit is not an issue, and they actually will give you good credit lines on your credit report.

Hope this helps ...

I really need a laptop for school but have horrible credit. any ideas?

bluehippo or go to your local rent to own store

I really need a laptop for school but have horrible credit. any ideas?

Don%26#039;t allow yourself to get ripped off! Do NOT give out any personal data to anyone on here!!! Talk about con artists, wow! Don%26#039;t fall for that garbage. And, rent to own is NEVER a good idea either. You will pay far more for anything at one of those places than the item is worth. Check it out and do the math.It will amaze you that people could ever get away with running these scam businesses. Your best bet is to save up the money, or get a co-signer to help you to finance it through egitimate means such as a bank. But remember if you default on a loan from a bank and you have a co-signer, that persons credit also suffers. And they will go after them for the remaining payments. Something to think about.

I really need a laptop for school but have horrible credit. any ideas?

I know it is easy to get a laptop from dell.com. Thats where I got mine and I have bad credit. The interest rate is not the greatest, but at least I got one.

I really need a laptop for school but have horrible credit. any ideas?

Student Loan can be sought through many different avenues. It all depends on your personal credit rating. The biggest challenge is finding one that offers the lowest interest rate.There are various routes to explore when seeking out a bad credit student loan and I would suggest that your first port of call would be the school for which you are about to attend. You will need to fill out a FAFSA form in order to initially apply for a federal loan. Perkins loans are combined school and government funds. A combination loan may be another alternative way of acquiring a bad credit student loan. This type of student loan enables you to consolidate%26lt;!--any existing loans that you have whilst applying for a new tuition loan. The only drawback to this type of loan is that you may need someone to co-sign.Another way to get a bad credit student loan is to get a co-signer. Maybe a family member with good credit would help. This way you could get loans with more attractive interest rates and terms, in spite of your bad credit. You may find the student loan here,

http://best-loans.awardspace.com/student...

Finally, if all else fails you will need to contact banks and financial institutions. They will more than likely be happy to lend you the money, but it will be on a higher interest rate than usual. When you have bad credit the banks will check out your personal credit score first and then offer terms based on the credit rating assessment. Take heart, even if your bad credit student loan is set at a high interest rate, numerous--%26gt;student loans defer your payment until you have finished college. This in turn will allow you time to improve your credit rating and when you leave college you could then look into consolidating your bad credit student loan at a better interest rate. This will mean your monthly payments will be at a lower level and therefore more affordable.